Dash cams are more than just a way to capture nice views while driving. Imagine having clear, unbiased video evidence during an accident. Whether it’s proving fault in an insurance claim or protecting yourself from false accusations, a dash cam could be your best defense. Plus, it could even help you drive more safely, knowing you’re being recorded.

Dash Cams Could Be More Helpful Than You Imagine

A dash camera, sometimes known as a dash cam, is a tiny video recorder that attaches to your windshield or dashboard. It captures continuous footage of the road ahead while you drive. Some models also record the interior of your car, and they come in a range of prices depending on the type.

Setting up a dash cam is usually simple and these devices come with instructions. First, attach it to your dashboard or windshield. You don’t want it in a location where you see it too much. Next, plug it into your car’s power source. When the car starts, the camera should automatically begin recording.

Loop recording, which records continually, is a feature of many dash cams.  Usually, when the memory card is full, they overwrite older video. If an accident occurs, most dash cams have a feature that automatically saves the footage leading up to and during the event. This saved video evidence can be crucial when filing an insurance claim. It may also give the insurance company peace of mind as they are considering potential damages.

How Dash Cams Could Help with Your Auto Insurance

The footage that dash cams provide for insurance claims is one of the main advantages of owning one. The dashcam video becomes the video evidence that will hold up. Witnesses might not be reliable. The other driver might lie. Clear video evidence will assist in ensuring things are done accurately. Be sure to pick out a great dash camera for your specific needs.

For example, imagine you are hit by a driver who ran a red light. If you have dash cam footage, you can easily prove the other driver was at fault. The more details your camera can provide in its recorded footage, the more details the insurance company will have for review.

This can prevent your insurance rates from going up because you are not blamed for the accident. Additionally, you are helping avoid insurance fraud that might occur against you otherwise.

Handling the Claims Process More Quickly

Dash cam footage can speed up the insurance claims process. When you provide clear video evidence, your insurance company can quickly assess the situation and process your claim. This means less back-and-forth!

Protection Against False Claims

Unfortunately, false insurance claims are more common than you might think. Someone might try to blame you for an accident/injuries you did not cause. With a dash cam, you have a powerful tool to protect yourself. The recorded footage can disprove false accusations. This could save you from paying out-of-pocket.

Discouraging Aggressive Driving

Knowing you’re being recorded can change your driving habits. Dash cams can serve as a reminder to stay focused, obey traffic laws, and avoid distractions. By discouraging this behavior, your driving habits might result in lower rates.

This is why it is said it can promote safer driving. When drivers are aware that their driving habits are being monitored they are often on their best behavior, potentially avoiding accidents.

Dash Cam Features to Look For

If you decide to purchase a dash cam, there are several features to keep in mind. These can enhance its effectiveness and usefulness. There are a variety of things to keep in mind when it comes to dash cam features, including:

• Video Quality
• Loop Recording
• Lens Style
• G-Sensor
• Night Vision
• Dual Camera Capabilities

Installation Tips for Your Dash Cam

Mount the dash cam in a location where it has a clear, unobstructed view of the road. The windshield is a popular choice. However, make sure it does not interfere with your vision.

Be aware, some dash cams can drain your car’s battery if left plugged in. Consider hardwiring the dash cam to your car’s electrical system. However, professional installation is usually recommended.

Use a high-quality memory card that is specifically designed for dash cams. Check your dash cam’s specifications. The cards will vary depending on how long you want to record for instance. It is wise to make sure you buy one with sufficient storage as needed for you. Many drivers aim for one month.

Conclusion

In conclusion, a dash cam is more than just a safety feature; it’s a powerful tool that can protect you in unexpected situations. From proving fault in accidents to speeding up insurance claims, the benefits are clear. It can also promote safer driving and protect you from false accusations. Investing in the right dash cam could save you time, money, and stress on the road. Make sure to choose one that fits your needs and keep it well-maintained for peace of mind.